Pick one!
Published 4 months agoΒ β’Β 2 min read
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Hey Reader!
If I'm in your inbox, that must mean it's Thursday! Happy Friday eve Reader!
Is anyone else here a procrastinator and/or an overthinker?? ππ»ββοΈ I know can be a pretty epic procrastinator sometimes! Especially when it comes to something I really don't want to do.
Do you feel like that when it comes to this money stuff? Do you find yourself constantly putting off the things that you know will help you make progress?
It's ok, we all do it!
But you know what helps me sometimes? Lists with things I can check off! But not just any list - lists of micro tasks that are super easy to accomplish. Here are a few ideas for things you can take action on today. BUT -- I'm giving you permission to just choose one!
- Pay one bill.
- Check the interest rate on your savings account.
- Write down everything you spent money on yesterday. This is just to bring awareness to when your money is going, not to shame yourself for past spending.
- Make a list of financial wins and improvements from the last month.
- Grab a copy of my Beginner's Budget Guide. (It's free!)
- Open two pieces of mail and, if it is a bill, add a calendar reminder to pay it a week before it is due.
- Make and extra debt payment (any number is a win, even $10 or $20!)
- List all of your income sources and calculate your total monthly income.
Remember, just pick ONE to start with!
You've got this!
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PS - for a bonus bit of accountability, reply and let me know which one you are choosing to work on today or tag me in a post on Instagram!
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Weekly Money Affirmation
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I am a great giver and an excellent receiver.
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Curious where I get ideas for my emails each week? Liz Wilcox baby! She has an aaaamazing membership but you can get a taste of her style here with her free welcome sequence swipe file*! If you love all things '90s and neon, you'll love her too! Plus - she was on the most recent season of Survivor so I basically know someone famous!!!
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When you're ready, here are two ways I can help support your money journey:
Psssttt!! As a student or client of mine, you're invited to my private Facebook Community: Aspiring Budget Nerds! This is an exclusive group for clients and students. We are a supportive and encouraging group, where we celebrate your love for budgeting and help you achieve your next level of #budgetnerd! Come join us!
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Lindsey Ciarrocca | YNAB Certified Budget Coach
Financial tools and resources to help you create a more positive relationship with your money so you can use it as a tool to build your business, live Your Greatest Life and create positive change in the world!